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Track Day - Insurance


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So i was browsing some YouTube track day footage, getting all fired up, when i stumbled across a few vids of people who had some small bingles on their track day.. Then some big crashes.. Then i was watching people having full on crashes on the Nurburgring in their street cars..

I had this horrible premonition, this bloody disastrous thought, "I cant afford to replace my car if Im not covered by insurance?!"

A quick call to my insurer "Lexus", and they confirmed that im not covered for a track day, even though organised by Lexus. WTF?!?! Who does everyone use for insurance, and how do i get cover? I dont think Im game to run the day without insurance..

Thanks in advance!

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