comprehensive insurance

[my_toy]

Hi guys,

Another query regarding the RCF.

I know everyone's situation is different when it comes to insuring their RCF because of so many variables to consider.

Just want to know which company you guys insure your RCF with and why did you chose them as your insurer.

i've been doing the usualy, Shannons, AAMI, Allianz etc and they range between 1900 to 2200 for 39 year old, clean history and garage at work and home. 

[JayLexin]

On 4/7/2020 at 5:51 PM, my_toy said:

Hi guys,

Another query regarding the RCF.

I know everyone's situation is different when it comes to insuring their RCF because of so many variables to consider.

Just want to know which company you guys insure your RCF with and why did you chose them as your insurer.

i've been doing the usualy, Shannons, AAMI, Allianz etc and they range between 1900 to 2200 for 39 year old, clean history and garage at work and home. 

You are correct in saying the premium algorithm differs for everyone with large variances in premiums. It helps to shop around with all the main insurance companies and calculate using the flexi premium tool to find the ideal balance of additional excess and annual premium, there is a sweet spot where if you gone beyond it, you are paying more on excess with little reward on reducing annual fees further.

I am with AAMI live in Sydney (inner city) where my premium is $1,300. The reason I got this so cheap is I have enlisted a trusted family member (female & senior) to be the policy holder even know I am the RCF's owner.